Surely you have ever bought at Amazon and there is practically everything in the online store, from diapers to clothes or jewelry or a new mobile phone. But surely you are concerned about the ease with which you can buy once you have registered your credit card or simply because the card does not work correctly but you want to buy on Amazon. Luckily, there is a possibility to pay on Amazon without a credit card and thus avoid taking risks or falling into the possibility of our bank account data being stolen.
Amazon is a safe website and an online store that you can use without worries thanks to many guarantee or buyer protection options. But if you don’t want to use a credit card, you can use alternative payment methods and all of them with high protection. For example, you can pay on Amazon without a credit card using a bank account.
What are the advantages of using a bank account over a card? The main advantage of using this payment method is that the account is not charged until the products have been shipped, thus ensuring that we will not be charged for something that does not arrive, has not arrived or is not working for us. to arrive. In addition, we will have the advantage of being able to cancel the order before we are charged for it in case we regret it and do not want it to reach us.
Another advantage is that we will skip the monthly limits that the card can have established by default and we will not care if it is blocked because we will be able to pay equally in case it is failing or that the bank does not allow us to use it temporarily.
How to add a payment method
If you want to add a bank account as a payment method, you can do it from the Amazon page, from the personal information section of the online store. In addition, we can have several different payment methods so you will not have to delete one and you can choose when to pay on Amazon without a credit card or when you want to use it normally.
- Go to the Amazon website
- Go to the top right corner and choose “Account & Lists”
- Open the dropdown menu and choose “my account”
- Look for the “My payments” section in the configuration menu
Here you will see all the payment methods that you have added to the account. On the left side of the screen you will see your added cards and accounts and, under them, the “Add a payment method” section. Tap on it to start the process and add your account… You will see that there are two options: credit or debit cards / add your bank account. You simply have to choose the second one, as you see in the image below.
A new window will open where you must fill in the BIC, the IBAN and the account holder . Additionally, Amazon notifies you: “By providing your bank details and creating a payment mandate, (A) you authorize Amazon to instruct your bank to charge your account, and (B) you authorize your bank to charge your account in accordance with Amazon’s instructions. You are entitled to receive a refund from your bank, in accordance with the terms and conditions of your agreement with your bank. The refund must be requested within 8 weeks after the charge was made to your account. When you have filled in all the information, all you have to do is tap on the “add a bank account” button and it will be added to your payment methods. In addition, you can check the box “select it as the default payment method” so that it is the one that is always used by default.