Using a VPN can be beneficial for enhancing security in various situations. For instance, when connecting to a public Wi-Fi network, it’s advisable to use a VPN to safeguard your personal information from potential intruders. However, there can be certain challenges when accessing specific services, such as online banking, while connected to a VPN on your mobile device.
But what exactly is a VPN? It’s an application that encrypts your connection and masks your IP address, essentially making it appear as if you are browsing from a different location. For example, if you’re physically in Spain but connect to a VPN server located in Japan, the websites you visit and the applications you use will treat you as if you’re accessing them from Japan.
Some apps do not go with VPN
Certain apps may not function properly when connected to a VPN, especially if you’re using a server located in another country. This is particularly true for banking applications, and it is primarily driven by security concerns. Banks aim to prevent unauthorized access to user accounts, so if they detect a connection from an IP address that is far from your country of residence, they may block it for security reasons.
This phenomenon is observed not only with major banks but also with smaller and lesser-known ones. In the case of Spanish banks, specifically, using an IP address from outside the European Union can trigger the app to stop working, preventing you from logging in.
Therefore, if you plan to use a VPN and access your bank account, it’s important to be aware that you may encounter difficulties. Your bank may block the connection, preventing you from performing tasks such as sending a bank transfer or checking your balance.
This security measure is similar to situations where using your bank card in a foreign country triggers alarms and leads to a temporary block on transactions. It can be an inconvenience for legitimate cardholders who are simply traveling.
It’s worth noting that this issue is not exclusive to banking apps. Similar restrictions or limitations can also apply to various other programs, including streaming content apps, social networks, and applications unavailable on Google Play in certain countries, among others. These measures are implemented to ensure security or comply with regional restrictions.
Use a VPN with many servers
To minimize issues when using a VPN to access your bank account, it is recommended to use a VPN service that offers a wide range of servers. If you encounter difficulties, simply connect to a server located in your own country, such as Spain. By doing so, the bank will not detect any unusual activity, allowing you to access your account without any problems.
When selecting a VPN provider, it’s crucial to choose a reputable one with a strong track record. Programs like Surfshark or NordVPN are recommended options as they offer numerous servers, reliable performance, and robust security features. It’s important to avoid using insecure VPN services that have poor ratings, as they may pose risks to your data without your knowledge.
Using a VPN provides added security when using public networks and allows you to access geographically restricted services. However, keep in mind that there can be occasional challenges when accessing banking apps. By utilizing a VPN service with a wide server network, you can mitigate these issues and enjoy a secure online experience.