Mobile manufacturers are constantly trying to find new ways to meet the needs of consumers. Introducing tools in order to provide greater comfort in various sections is one of its main objectives. Hence, a while ago the NFC technology appeared.
At first this was not especially used by users. This is because the use that could be given to this new functionality was rather scarce or unusable , but this is something that has changed radically in recent years.
Today one can make use of NFC for practically anything. To the point of paying anything through the smartphone as if it were a credit card or even withdrawing money from the bank just by bringing the device closer. Technology is advancing by leaps and bounds, although a large part of the community wonders if it is safe to use the telephone for the latter.
Nothing to worry about
With the appearance of the coronavirus, contactless payments increased exponentially in order to avoid receiving money that may have passed through different people. Based on the data provided by Mastercard, 57% of the commercial activities carried out in the Spanish territory used this technology. The reasons for this are the comfort involved in its use and hygiene issues.
The first thing you should know is that the cards that have contactless payment capacity do not differ excessively from what a smartphone does. In fact, they are practically identical, since they both take advantage of an NFC chip, although in the case of phones it can be activated and deactivated at will.
Paying without contact is a practice that has spread throughout the world. So this implies that you must implement a secure way to protect user data. This is the main reason why this technology integrates an encryption of the information so that it is inaccessible.
Always connected
ATMs that include contactless functions are permanently connected to the bank in question. That is why it is quite difficult for someone to gain access to these types of networks.
While it is true that there are NFC stickers . An element that could be used maliciously in these types of circumstances, although it would be easily detectable if we look closely.
These are the reasons why withdrawing money from the ATM with your terminal should not pose any danger. Of course, it is advisable to resort to applications recognized for their reputation and security such as Google Pay , Apple Pay or Samsung Pay . Three software that ensure the user a fast, safe and efficient way both to make payments and to withdraw money from the bank. Other programs may not include such high security measures. This means that it is a matter that depends more on ourselves than on external factors, since companies make an effort to protect the privacy of their users.