Making ends meet is the goal of many families and for this it is important to keep track of our income and expenses. For this, we can forget about the paper and the pen and help ourselves with technology to achieve better planning and control of our finances. That is why we are going to see a series of programs that will help us to know where we can reduce expenses , so that we can manage ourselves better.
Next, we are going to see a series of programs that will help us with the planning of our household expenses and income , along with another series of functions that will allow us to organize our budget month by month and keep track of our household finances. Thanks to them, we will be able to carry out total control over our economy, carrying out budget cycles through our income and expenses to control our economy , ensuring that reaching the end of the month is not an unattainable challenge.
Programs to organize household budgets
Alzex Finance, organize the family budget
It is an application with which to comfortably control how we spend our money , the total sum and the percentage structure organized by categories, as well as the total balance of our accounts. The program has various functions with the Budget that will help us achieve our financial goals and control our spending . It also allows us to keep track of our debts and credits and view reports that help us analyze our financial situation, so that we can understand where we are spending money and we can manage our income more efficiently.
Alzex Finance is a free program for Windows and it also offers synchronization with our iOS and Android devices. We can download a free 30-day trial version from their website . If we want to buy your license, we can buy it from $ 18.71.
dsBudget, control your finances locally
It is a free, open source financial management and personal budgeting application . Its main feature is that it executes and stores data locally in the cloud, being compatible with all international currencies. Once installed we will use it from our default browser being very simple and intuitive, being able to generate new budget plans or modify existing ones quickly. It has four main sections such as income, budgeting, expenses and another that offers us a summary of all the data entered so that we can obtain a more global version.
To start using dsBudget for our own financial management from the cloud, we can download it for free from this link .
GnuCash, manage any type of money movement
This program will help us to keep track of our expenses and income so that we can better organize our economy, since we can manage any type of money movement . Among them are bank accounts, cards, stocks, etc. All our financial operations have a place, whether it is our salary, the interests generated by the current account or those that we have to pay for a loan, everything is collected in GnuCash to help us manage our economy, in order to make ends meet knowing in all the time how much we have left. Although its interface seems a bit old-fashioned, it is easy to use for all types of users.
If we want GnuCash to help us to better control our income and expenses, we can download it completely free of charge from its official website .
Budgeter, keep track of your money for free
This application has been designed to help families easily keep track of their money. With it we can know how much money we have available and we will find it divided by categories. Budgeter is responsible for providing us with an ongoing summary of our current balances so that we can plan our money. We must create a database with our budget and fill in all the fields with our expenses and income, which we can later export in PDF format. We may also obtain summaries of all transactions during any period of time that we establish. Although the program is in English, it is intuitive enough so that it can be used by all types of users.
Budgeter is a free and open source program, with which we can manage our family finances and that we can download from here.
AceMoney, maximum control over our finances
With this program we can keep an exhaustive control of our finances and credit cards. We can configure almost any detail of it, such as the usual movements of our accounts to the payments that we have to face on a recurring basis from month to month (rental of the house, mobile, Internet, etc). Another interesting option is the possibility of importing any data from our bank account through QIF and OFX files, as well as exporting any information in CSV or HTML format. Its main drawback is that it has so many options that it is advisable to do test simulations before using it regularly to get used to them.
AceMoney has a free 30-day trial version that we can download from its website and that will allow us to test the different options of the program. If we want to use it permanently, we will have to pay for its license, which has a cost of 39.39 euros.
MoneyBook, prepared to save us money
This application will help us to write down all the income and expenses of the month so that we can organize our budget and control our purchases. As soon as we start we must add all the data that it will ask us, at the end of which it will show us a graph where we can see how it changes and evolves depending on the data that we are entering. We have several recurring categories where we can record all our movements and we can also protect our data with a password.
We can download MoneyBook for free from the Microsoft Store and control our budget and finances with it completely free of charge.
Finance Explorer Portable, simple but effective when it comes to controlling the economy
It is a very simple financial management program especially aimed at the family economy, helping us organize our money, so that we know at all times where, when and what we spend it on. Its interface is simple and clean and where we can find everything we need at a glance. We can see how much money we have in the bank account or in cash and it also offers us recurring invoice reminders . Its main drawback is that it is so simple that it may be too basic for some users.
Finance Explorer Portable is a free and portable application so it does not require installation to function and that we can download from this link.
Money Manager Ex Portable, control expenses and income without installation
It is a free and portable open source application that will help us plan and control all of our expense and income accounts that are generated throughout the month. The categories can be labeled to keep controlled any economic movement, knowing at all times the origin and destination of our transfers. We can also create reminders and our own reports . As it is a portable version, it will not be necessary to perform any installation and we can run it from an external storage device.
If we want to use Money Manager Ex Portable as our financial manager, we can download it for free from here .
